Free stress test calculators for your website
Put our Canadian mortgage stress test, qualifying rate, GDS/TDS, income-needed, renewal-and-switch and household stress-test calculators on your own site with one line of code. They resize themselves, follow dated Canadian rules, and keep a small "Powered by" link.
Add these calculators to your website for free. They run in the visitor's browser, use MortgageStressTestCalculator.ca's dated Canadian rules, resize themselves, and keep a small "Powered by" link. Good for: Realtors and brokerages, Bank and credit union reps, Insurance advisors, Personal-finance writers.
- No account or key. Copy the one-line script or the iframe.
- No tracking of your visitors; calculator inputs stay in their browser.
- Optional accent colour to match your site.
- Please don't remove the "Powered by" link or present the tool as your own advice.
Mortgage stress test calculator
Qualifying rate, pass/fail at a price with GDS/TDS, what the test costs in buying power, and each path to pass.
Qualifying rate calculator
Your rate in, the rate you're tested at out, with both payments.
GDS and TDS at the qualifying rate
Every cost line a lender counts, at the qualifying and contract rates.
Income needed to pass
The income any price needs, with a $400k–$1.5M table.
Renewal & switch checker
Renew, switch, or switch and borrow more: cost and stress test for each.
Household stress test
Your real cash through rate, income and expense shocks, month by month.